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Personal > Savings Accounts > ISB Prime Savings

ISB Prime Savings Account

You need a savings account that puts your money to work. The ISB Prime Savings account does just that. This savings account offers the highest annual percentage yield (APY) of all our savings accounts, and is designed to be paired with the ISB Prime Checking Account. Together, the ISB Prime Checking and ISB Prime Savings accounts provide premium rates and features, along with the exceptional service you deserve.


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Features

  • 1.25% APY* for balances up to $15,000.01
  • 0.65% APY* for balances greater than $15,000.01+
  • Bank on-the-go with mobile banking, online banking and eStatements, all at no charge

How to Get Started

Setting up your ISB Prime Savings Account is easy. All you need is:

  • A valid driver’s license.
  • Your Social Security Number (SSN)
  • $100 deposit

Account Requirements and Charges

  • ISB Prime Savings Account is only available to customers with an ISB Prime Checking Account
  • Minimum balance of $100 required to open any ISB deposit account
  • Up to 6 withdrawals allowed per month. Additional charges may apply for more than 6 withdrawals per month.
  • Must maintain a minimum of $1 each day to obtain APY*
  • $1 monthly service charge — this service charge is waived if the average account balance is $500 or greater

 

Fees may reduce earnings. Service charges are subject to both state and local sales tax. This information is not a Truth in Savings disclosure. Ask a bank representative for Truth in Savings disclosures, account details, restrictions, processing limitations and enrollment instructions.

*APY = Annual Percentage Yield; APY accurate as of 10/1/2019 and is subject to change
*1.25% APY and 0.65% APY rates apply to ISB Prime Savings accounts that are paired with an ISB Prime Checking account that qualifies for prime interest/ATM benefits
*For customers with a non-qualifying Prime Checking account, the Prime Savings account rate is 0.55% APY.