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Business > Agriculture Banking

Agriculture Banking

Agribusiness is in our roots. Iowa Savings Bank was founded by farmers and businessmen, and many of our employees are involved in their own family farming operations. We know the importance of having a strong financial partner and we understand that many farmers rely on loans to purchase their equipment, livestock and land. We work closely with farmers and agribusiness owners to ensure that the tradition of small, local farmers continues for years to come. Whether you need to purchase equipment or buy feed for your cattle, we have loan products to suit your needs.

 

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Corn cob in field

Agricultural Loans Available

In order to continue the tradition of small, local agribusiness we offer the following loans at competitive terms and rates:

  • Farm Operating Loans
  • Equipment Loans and Leases
  • Crop and Livestock Loans
  • Real Estate Loans
  • Lines of Credit
  • Assistance with Beginning Farmer Programs and Loans
  • Farm Service Agency (FSA) Guaranteed Loans

In addition to financing options for the purchase of agribusiness equipment, we also offer business equipment leases. When equipment is leased, it allows you to utilize a whole different tax write-off strategy than is used for purchasing equipment. Even while leasing, you can still maintain the end goal of owning the equipment. Our leasing program is designed to help you capitalize on money-saving tax strategies as you lease and purchase equipment.