ISB Checking Account Requirements and Fees
Minimum balance of $100 required to open any ISB deposit account. Service charges are subject to both state and local sales tax. APY=Annual Percentage Yield. APY accurate as of 06/01/2018 and is subject to change. Must obtain minimum balance of $1.00 each day to obtain APY. Fees may reduce earnings. This document is not a Truth in Savings disclosure. Ask a bank representative for Truth in Savings disclosures, account details, restrictions, processing limitations and enrollment instructions.
Make sure you have the following with you when opening up a new account.
- Valid driver’s license
- $100 deposit
Service charge of $5 is waived if:
- Average balance is $500 or greater - OR - All of the following activities are completed during the statement cycle:
- 1. Twelve (12) point of sale debit card transactions, AND
- 2. Log into internet banking at least one time, AND
- 3. At least one (1) automatic deposit
Iowa Savings Banks E-Statements is the fastest way to receive your statements. Simply sign up, tell us which accounts you would like to receive by email, and we will electronically email you when your statement is ready.
Download & View Statements
Deposit Account Agreement and Disclosure
Electronic Funds Transfer Agreement & Disclosure
Checking Account Disclosure - Existing Customer
ISB Prime Checking Account Disclosure - Exiting Customer
Online Banking Application
Regulation CC Funds Availability Disclosure
Open up a new account today!