online banking login

ISB Checking

Our standard checking account, designed to meet your everyday banking needs. We offer FREE online banking for your convenience anytime. You can view your account balances, account history, transfers, alerts and make payments all in the comfort of your home. To sign up for online banking we will ask your personal information once during the process. It only takes a few minutes to setup. If you already have an online banking account login.


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ISB Checking Account Requirements and Fees

Minimum balance of $100 required to open any ISB deposit account. Service charges are subject to both state and local sales tax. APY=Annual Percentage Yield. APY accurate as of 06/01/2018 and is subject to change. Must obtain minimum balance of $1.00 each day to obtain APY. Fees may reduce earnings. This document is not a Truth in Savings disclosure. Ask a bank representative for Truth in Savings disclosures, account details, restrictions, processing limitations and enrollment instructions.

Make sure you have the following with you when opening up a new account.

  • Valid driver’s license
  • SSN
  • $100 deposit


Service charge of $5 is waived if:

  • Average balance is $500 or greater - OR - All of the following activities are completed during the statement cycle:
    • 1. Twelve (12) point of sale debit card transactions, AND
    • 2. Log into internet banking at least one time, AND
    • 3. At least one (1) automatic deposit


Iowa Savings Banks E-Statements is the fastest way to receive your statements. Simply sign up, tell us which accounts you would like to receive by email, and we will electronically email you when your statement is ready.


Download & View Statements

Deposit Account Agreement and Disclosure

Electronic Funds Transfer Agreement & Disclosure

E-Sign Disclosure

Checking Account Disclosure - Existing Customer

ISB Prime Checking Account Disclosure - Exiting Customer

Online Banking Application

Regulation CC Funds Availability Disclosure


Open up a new account today!