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Personal > Loans > Home Equity Line of Credit

Home Equity Line of Credit (HELOC)

Your home is your biggest asset and you’ve worked hard to build equity in it — let us put it to work for you. Maybe you have home repairs to make, or big renovation plans. Unexpected expenses? High-interest rate loans or credit card debt you’d like to consolidate? A HELOC can help with all of those.

 

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What is a home equity line of credit?

A Home Equity Line of Credit (HELOC) is a line of credit against the equity (the portion of your home’s value that you own) in your home. As a homeowner, you can borrow against this equity to pay for repairs and improvements to your home, for consolidation of other debts, and for unforeseen expenses, such as medical bills. A HELOC is a flexible and economical way to finance household expenses. Contact an ISB home loan officer if you are interested in putting your home’s equity to work for you.