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Personal > Loans > Home Equity Line of Credit

Home Equity Line of Credit

Use the equity in your home to access cash. Iowa Savings Bank offers competitive rates and terms for home equity loans. A home equity line of credit, or home equity loan, is a flexible and economical way to access the equity in your home to cover major expenses. ISB offers home equity loans for costs such as home improvements or unforeseen expenses.


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Home equity line of credit is sometimes referred to as HELOC. This type of borrowing uses the equity in your home to establish a line of credit that you can draw from during a specific period of time up to a specified amount similar to a credit limit on a credit card.

Some of the common uses for home equity loans include the following:

  • pay for home improvements
  • unexpected expenses
  • debt consolidation

If you have equity in your home and are interested in accessing it, Iowa Savings Bank is here to help you!