Features
- Premium interest rates
- 1.55% APY* for all balances up to $15,000.01
- 0.15% APY* for balances greater than $15,000.01+
- Non-qualifying accounts 0.05%
- 1.55% APY* for all balances up to $15,000.01
- Any ATM is your ATM — ISB will reimburse any and all ATM charges
- Unlimited check-writing capability
- Bank on-the-go with mobile banking, online banking and eStatements, all at no charge
How to Get Started
Setting up your ISB Prime Checking Account is easy. All you need is:
- A valid driver’s license
- Your Social Security Number (SSN)
- $100 deposit
Account Requirements and Charges
- To qualify for prime interest and ATM features, all the following must be completed during each statement cycle:
- Twelve (12) point of sale debit card transactions, AND
- Log into Internet Banking at least one time, AND
- Sign up and elect to receive eStatements
(If any of the above actions are not met, interest rate is 0.05% APY*)
- Twelve (12) point of sale debit card transactions, AND
- Minimum balance of $100 required to open any ISB deposit account.
- Must maintain a minimum of $1 each day to obtain APY*
- No charge for eStatements. A paper statement charge may apply.
- $5 monthly service charge. This charge is waived if:
- Average balance of $3,000 or greater
— OR —
- Total relationship balance (loans and deposits) is $20,000 or greater
- Average balance of $3,000 or greater
Fees may reduce earnings. Service charges are subject to both state and local sales tax. This information is not a Truth in Savings disclosure. Ask a bank representative for Truth in Savings disclosures, account details, restrictions, processing limitations and enrollment instructions. *APY = Annual Percentage Yield; APY accurate as of 10/01/2020 and is subject to change