ISB Prime Checking

Features

• Premium interest rates
  
  • 2.25% APY* for all balances up to $15,000.01
    
  • 0.25% APY* for balances greater than $15,000.01+
  • Non-qualifying accounts 0.15%
• Any ATM is your ATM — ISB will reimburse any and all ATM charges
  
• Unlimited check-writing capability
  
• Bank on-the-go with mobile banking, online banking and eStatements, all at no charge
  

How to Get Started

Setting up your ISB Prime Checking Account is easy. All you need is:

• A valid driver’s license
  
• Your Social Security Number (SSN)
  
• $100 deposit
  

Account Requirements and Charges

• To qualify for prime interest and ATM features, all the following must be completed during each statement cycle:
  • Twelve (12) point of sale debit card transactions, AND
    
  • Log into Internet Banking at least one time, AND
    
  • Sign up and elect to receive eStatements
    (If any of the above actions are not met, interest rate is 0.15% APY*)
    
• Minimum balance of $100 required to open any ISB deposit account.
  
• Must maintain a minimum of $1 each day to obtain APY*
  
• No charge for eStatements. A paper statement charge may apply.
  
• $5 monthly service charge. This charge is waived if:
  
  • Average balance of $3,000 or greater
    — OR —
    
  • Total relationship balance (loans and deposits) is $20,000 or greater
    

 

Fees may reduce earnings. Service charges are subject to both state and local sales tax. This information is not a Truth in Savings disclosure. Ask a bank representative for Truth in Savings disclosures, account details, restrictions, processing limitations and enrollment instructions. *APY = Annual Percentage Yield; APY accurate as of 10/1/2019 and is subject to change