Business > Investment Accounts > Certificate of Deposit

Business Certificates of Deposit (CDs)

Wise business strategy involves saving for unexpected downturns and large purchases. Business Certificates of Deposit can play a crucial role in your business savings strategy.

ISB CDs are safe, provide higher rates of return than savings accounts, and have many maturity rate and term options.

Learn more about our CDs below and contact us today to get started.


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  • Premium interest rates. Rates are dependent on account balance and CD term. Contact an ISB Customer Service Representative for a CD rate quote.
  • Interest rate and maturity date are determined at account opening and fixed for the full CD term.
  • Flexible maturity periods available. We offer CD term lengths from 91 days to 60 months.
  • Rate step-up feature available
  • FDIC insured
  • Semi-annual statements
  • Bank on-the-go with mobile banking, online banking and eStatements, all at no charge

How to Get Started

Setting up your ISB Business Certificate of Deposit is easy. All you need is:

  • A valid driver’s license
  • Your Social Security Number (SSN)
  • Your business EIN and operating documents (if applicable)
  • $250 deposit

Account Requirements and Charges

  • A penalty may be assessed for early withdrawal of funds
  • No monthly service charge
  • $250 minimum balance

CD interest rates are quoted as Annual Percentage Yield (APY). CD interest is compounded semi-annually. A penalty may be assessed for early withdrawal on CDs.