Have You Heard of Certificates of Deposit (CDs)?

You deserve a safe place to save and grow your money. A Certificate of Deposit offers you a higher interest rate than typical checking and savings accounts. ISB CDs are safe, provide competitive rates of return, and have many maturity rate and term options.

Learn more about our CDs below and contact us today to get started.


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  • Premium interest rates. Rates are dependent on account balance and CD term. Contact an ISB Customer Service Representative for a CD rate quote.
  • Interest rate and maturity date are determined at account opening
  • Flexible maturity periods available. We offer CD term lengths from 91 days to 60 months.
  • Rate step-up feature available
  • FDIC insured
  • Semi-annual statements
  • Bank on-the-go with mobile banking, online banking, and eStatements, all at no charge

How to Get Started

Setting up an ISB Certificate of Deposit is easy. All you need is:

  • A valid driver’s license
  • Your Social Security Number (SSN)
  • $250 deposit

Account Requirements and Fees

  • A penalty may be assessed for early withdrawal of funds
  • No monthly service fee
  • $250 minimum balance

CD interest rates are quoted as Annual Percentage Yield (APY). CD interest is compounded semi-annually. A penalty may be assessed for early withdrawal on CDs.