Time Certificate Rates
APY* is accurate as of 07/01/2008
Account Type
$500.00 Interest Rate/APY*
$10,000.00 Interest Rate/APY*
$15,000.00 Interest Rate/APY*
$25,000.00 Interest Rate/APY*
$50,000.00 Interest Rate/APY*
91 Day
1.60/1.61
1.60/1.61
1.60/1.61
1.60/1.61
1.60/1.61
6 Months
2.00/2.01
2.00/2.01
2.00/2.01
2.00/2.01
2.00/2.01
12 Months
2.25/2.26
2.25/2.26
2.25/2.26
2.25/2.26
2.25/2.26
15 Months
2.25/2.26
2.25/2.26
2.25/2.26
2.25/2.26
2.25/2.26
18 Months
2.25/2.26
2.25/2.26
2.25/2.26
2.25/2.26
2.25/2.26
24 Months
2.25/2.26
2.25/2.26
2.25/2.26
2.25/2.26
2.25/2.26
30 Months
2.25/2.26
2.25/2.26
2.25/2.26
2.25/2.26
2.25/2.26
36 Months
2.35/2.36
2.35/2.36
2.35/2.36
2.35/2.36
2.35/2.36
48 Months
2.35/2.36
2.35/2.36
2.35/2.36
2.35/2.36
2.35/2.36
60 Months
2.60/2.62
2.60/2.62
2.60/2.62
2.60/2.62
2.60/2.62
*Interest Rate and Annual Percentage Yield. Interest Rates are subject to change daily. Rates listed are as of published date. Please feel free to call for confirmation of rates. Rates may change after account opening and fees may reduce earnings. A penalty may be assessed for early withdrawal. Compounded semi-annually. Member F.D.I.C.

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Step Up - Regular CD
APY* is accurate as of 07/01/2008
Account Type
$500.00 Interest Rate/APY*
$10,000.00 Interest Rate/APY*
$15,000.00 Interest Rate/APY*
$25,000.00 Interest Rate/APY*
$50,000.00+ Interest Rate/APY*
30 Months
2.25/2.26
2.25/2.26
2.25/2.26
2.25/2.26
2.25/2.26
36 Months
2.35/2.36
2.35/2.36
2.35/2.36
2.35/2.36
2.35/2.36
48 Months
2.35/2.36
2.35/2.36
2.35/2.36
2.35/2.36
2.35/2.36
60 Months
2.60/2.62
2.60/2.62
2.60/2.62
2.60/2.62
2.60/2.62
*Interest Rate and Annual Percentage Yield. Interest rates are subject to change daily. Rates listed are as published date. Please feel free to call for confirmation of rates. Rates may change after account opening and fees may reduce earnings. A penalty may be assessed for early withdrawal. Interest compounded semi-annually. Option to change rate is good for the initial term of the CD. Customer initiated option to increase rate (1) time only. Member F.D.I.C.

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Deposit Accounts
APY* is accurate as of 07/01/2008
Account Type
Minimum Balance
Interest Rate/APY*
Regular Savings
$50,000.00 or more
.50/.50
Less Than $50,000.00
.50/.50
Super Now Accounts
Minimum No Service Charge
$2,500.00
.20/.20
Now Accounts
Minimum No Service Charge
$900.00
.20/.20
Iowa Savings Bank Money Market
Minimum No Service Charge
$2,500.00
.75/.75
Freedom Plus
No Minimum Balances
.20/.20
*Interest Rate and Annual Percentage Yield. Interest rates are subject to change daily. Rates listed are as of published date. Please feel free to call for confirmation of rates. Rates may change after account opening and fees may reduce earnings. A penalty may be assessed for early withdrawal. Interest compounded semi-annually. Option to change rate is good for the initial term of the CD. Customer initiated option to increase rate (1) time only. Member F.D.I.C.

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